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Nationwide President David Giertz Warns People Against Taking Social Security Early

According to Nationwide Financial Services president David Giertz, a study conducted by Nationwide Financial Retirement Institute found that most individuals who receive their social security benefits too soon regret this decision. Social security is a nuance area, and many people find it hard to understand the 2700 rules social security handbook on Finra.org.

During an interview with the Wall Street Journal, David Giertz called on financial advisors to provide relevant social security information to their clients so that they can obtain a successful retirement plan. The Nationwide Financial Retirement Institute involved over 900 respondents, US citizens over 50 years of age within a few years to retirement or already retired.

According to the study at https://www.facebook.com/public/David-Giertz, thirty-eight percent of respondents wished that they had put off the onset of their benefits. They had activated the social security benefits a little too early. According to the Nationwide Financial Services executive, only twelve percent of financial advisers discuss social security with their clients. Most of these respondents admitted that they expected their financial advisor to have a conversation about social security.

Social security constitutes about forty percent of an individual’s earnings on Nationwide in the course of their adult life. Having a financial adviser can give retirees a better retirement plan. People who don’t have financial advisers are more likely to find the income from social security benefits less and therefore need to be guided.

About David Giertz

David Giertz is the current president of Nationwide Financial Services. David Giertz has more than three decades of experience in the financial industry, specializing in the sale and distribution of bonds, life insurance, and retirement plans.

David Giertz has a bachelor’s degree in business management and administration from Millikin University as well as an MBA from the University of Miami’s business school. David Giertz is also an FINRA registered broker.

Michael Lacey and Jim Larkin Turn A Victory Into A Cause With Frontera Fund

Michael Lacey and Jim Larkin have turned a harrowing experience into an opportunity to help others in need of the same kinds of legal services that helped them win their own freedom. Co-founders of Phoenix New Times and Village Voice Media, Lacey and Larkin have always been strong proponents of free speech and freedom of the press, but their passion for justice earned them the scorn of Maricopa County Sheriff Joe Arpaio.

In October of 2007, Sheriff Arpaio had the two journalists arrested for revealing details of grand jury proceedings and for sharing the news that the identities of New Times readers were sought by that grand jury.

Those events led to a lawsuit filed by Mr. Lacey and Mr. Larkin against Maricopa County. The suit eventually landed in the United States Court of Appeals for the ninth circuit, where the journalists finally achieved victory.

Michael and Jim have since devoted their time and their $3.75 million settlement to establishing the Frontera Fund, an organization that seeks to protect civil, human, and migrant rights.

Today, Michael Lacey and Jim Larkin take an active role in running a Frontera Fund website, melding their passion for journalism with their desire to protect others. The site shines a light on current events, as they pertain to the rights of those unprotected by big government and American corporations.

Recently, the Frontera Fund website published an article questioning the treatment of immigrant military personnel, suggesting the United States uses these individuals for their service, before threatening to deport them.

Through a special government program, immigrants who are not yet American citizens are permitted to enlist in the military, if they possess unique skills, such as being bilingual or possessing knowledge of a disputed region. Now, the government is planning to scrap that program and deport the participants. Frontera Fund seeks to shine a light on that injustice.

Similarly, Larkin and Lacey covered the plans to discontinue a program designed to help immigrant youths stay in the United States. Under DACA (Deferred Action for Childhood Arrivals), younger immigrants can continue to work in the United States, earning a better life for themselves and their families. The act also allows them to attend colleges and universities. Learn more about Jim Larkin: http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/

The government is attempting to rescind that act, which will result in endangering the lives of many young immigrants. While local immigrant workers organized a Fourth of July demonstration to protest the rescinding of the act, plans remain on course for the dissolution of DACA.

Again, Michael and Jim are using their Frontera Fund website to help draw attention to this cause, before it’s too late.

The Frontera Fund founders haven’t forgotten about the man who prompted their new crusade for justice, either. Lacey and Larkin have dedicated a portion of their website to keeping an eye on Sheriff Joe Arpaio and the county sheriff’s office in general. While articles in that section of the Frontera Fund’s website are fewer, they do cover the recent elections for sheriff and news items related to the county jail.

Whether tackling civil injustices or standing up for immigrants against government abuses, Michael Lacey and Joe Larkin have dedicated their lives to ensuring equal rights for all with Frontera Fund’s vast resources.

Read more:

Village Voice Media | Wikipedia
Phoenix New Time

Lime Crime Founder Doe Deere’s Morning Routine For Success

The first things a person decides to do each day can say a lot about their priorities and personality, which is why it is so interesting to learn about the morning habits of successful entrepreneurs. Doe Deere, the founder and CEO of Lime Crime, begins her day with focus and purpose. Forget the ridiculously early wake times. Deere knows beauty sleep is important and usually starts her day at 8:30 am. She considers herself a morning person and wakes up without an alarm clock. She savors her morning by taking time to sit in contemplation, enjoy a fulfilling breakfast, and engage in some stretches to loosen up. She also stays hydrated with a full glass of water.

 

Her day isn’t without structure though. Her phone calendar keeps her on track, and she keeps in touch with her team before she gets to the office around noon. However, she saves most emails and digital tasks for later in the day so that she can use the morning for creative time and scheming new products. Her schedule for the day also influences her beauty routine. For important meetings she takes extra effort with her makeup (after all, it’s her livelihood!), but can keep it as short as 15 minutes if time is limited.

 

Deere rocks out to her favorite tunes while doing her makeup. Currently she has been listening to The Beatles. She starts by washing her face with Glossier face wash before she moisturizes with Murad’s Hydro-Dynamic Quenching Essence. Although she plans to release a Lime Crime foundation soon, her current go tos are L’Oreal’s True Match Foundation or MAC’s Studio Fix. Her favorite part of her routine is applying blush and lipstick because of the color they bring to her face. Her lipstick choices come from her Matte Velvetine line.

 

Lime Crime’s bold style is influenced by Deere’s deviation from the mainstream with everything from her hair color to clothes. Her fans are called unicorns because they also deviate from the norm. They are different and proud of it. You can find unicorn inspired hair dyes, makeup and makeup tools from Lime Crime’s web-based beauty brand.

 

However, unicorns aren’t the only mythical creature to inspire the beauty brand’s daring style. Mermaids inspired a line of bright and shimmery lipsticks, and a hair dye color. Speaking of hair dye, Lime Crime recently released their first semi-permanent hair dyes with 13 bold and audacious colors. Naturally, the dyes are called Unicorn Hair, and all 13 colors are available in tints or full coverage.

 

The hair dyes, and all the brand’s products, are made from vegan ingredients and are cruelty-free, which means no products have been tested on animals. Lime Crime is proudly certified by PETA and The Leaping Bunny Program. Deere is an animal lover, and has two pampered cats named Fluffles and Chester von Battingham. Animals and their well being is an important part of the brand’s culture, and many of the employees adopt or foster.

Learn more:

http://www.doedeere.com/

http://guestofaguest.com/los-angeles/interview/interview-lime-crimes-doe-deere-on-how-to-make-your-dreams-come-true

 

Follow Doe Deere on Instagram @DoeDeere.

 

Madison Street Capital: Making Mergers and Acquisitions Simple

It is sometimes challenging for the owners of middle market businesses to identify the best financial advisor who will help them in their merger and acquisitions needs. It becomes even more challenging when there are many middle market banking companies which are offering such same services. These owners can be overwhelmed with such big numbers which make it difficult to decide who the best fit for the job is. However, for business owners looking for acquisitions, building the best exit strategy or looking for a favorable lender, they can find what they need with Madison Street Capital.

 

Madison Street Capital is a medium market investment banking company providing a wide range of financial services such as business valuation, corporate advice and valuation of companies for financial reporting. The company also gives opinions of financial nature to middle market firms. Through dedication by identification of their clients’ needs, the company believes in building successful businesses across the United States.

 

Having been founded in 2005, Madison Street Capital reputation is notable as it has established itself as a leading investment banker due to its reliability and excellence. Madison Street Capital has an extensive experience, knowledge and good relations necessary in matching sellers and buyers. The company also can bring together the right financing and capitalization model to suit each client’s needs.

 

Headquartered in Chicago, Illinois with other offices in other parts of North America, Asia, and Africa, Madison Street Capital has become a leading provider of mergers and acquisitions services both locally and internationally. The company is also well versed in the areas of corporate governance.

 

Madison Street Capital engages in other philanthropic activities as it strives to create a positive impact in societies both locally and internationally. Through generous donations to relief institutions such as United Ways, Madison Street Capital has achieved its goal of making a difference in the society by resolving society’s pressing issues while at the same time making measurable changes in such societies.

 

With a seasoned team of professionals, the company has assisted many clients in various industries. The firm also strives to offer their customers the most reliable mergers and acquisitions advice available. Madison Street Capital has been able to achieve all this by applying its strategy of understanding their customers first as well as well as the true worth of the company. This is an essential part in the merger and acquisitions process as it paints the actual picture of the company’s current situation and the future opportunities.

Visit http://madisonstreetcapital.org/ to learn more.

 

Success and Brian Bonar

Based in San Diego, California, Brian Bonar is one of the names to watch when it comes to entrepreneurs in the financial and real estate sectors. His name is known around the world in the upper tiers of the financial world. In recent years, he has received a great deal of recognition. For example, he was one of two men selected as The Cambridge Who’s Who Executive of The Year in Finance.Currently, Bonar is the chairman and CEO of Dalrada Financial Corporation. Founded in 1982, Dalrada revolutionized the way companies do business. By simplifying payroll operations, Dalrada increased efficiencies and cut costs for employers. Brian Bonar is passionate about effective design. Systems like Dalrada, which perform well in both form and function, have been key to his success.

Bonar’s clear vision and leadership skills have helped him to make his mark at other companies, too. In addition to Dalrada, he is a leader at Trucept, Inc. In the past, he has been an executive at Allegiant Professional Business Services, Inc., The Amanda Co., Inc. and Smart-tek Automated Services, Inc. With over 30 years of experience, Bonar has seen it all and knows how to lead a business down the path to success.Brian Bonar is also a highly educated man. He trained as an engineer. His thinking processes are all about designing to anticipate and solve problems.

Bonar completed his undergraduate studies at the University of Strathclyde. He holds a Masters and PhD from Staffordshire University. He is great at spotting exciting new investment opportunities in all types of real estate, from restaurants to retail and housing.Although he still has connections in his native Scotland, Bonar has adapted well to life in California. He is a prominent figure in the social and philanthropic scenes around San Diego County.

The Well Recognized And Highly Regarded Services Of Cotemar Mexico

Cotemar is a Mexican company who serves the gas and oil industry. Their numerous services include construction, the development of offshore oil fields, maintenance, operations for maritime support, accommodations, catering, and the transportation of supplies and personnel with the use of specialized vehicles.

There are a lot of unexplored services in Mexico including Maritime, energy and oil. Thousands of employees are required to work in these sectors and Mexico’s economy is boosted by their productivity. Cotemar benefits from the resources currently available in Mexico.

Cotemar has been in business for more than thirty years and their authority is well recognized in the petroleum industry in Mexico. The corporations world class services and successes have been aired by CNN.

Cotemar uses a wide portfolio of various services to ensure Mexico’s petroleum industry runs smoothly. Their specialized vessels give them the ability to provide the marine staff with services such as food, lodging, and transportation for materials and staff.

Cotemar was founded in 1979 and the company is 100 percent Mexican. They originally offered their services to the energy sector but eventually expanded to catering for multiple industries. The company is currently providing petroleum services to some of the industries biggest companies like Petroleos Mexicanos.

Cotemar Mexico uses a high performance business model incorporating indicators and advanced process equipment to maintain the highest service level. The company targets construction, modernization, and services for engineering.

Their strategy for acquiring talent is unique. They employ a robust program for development and training to attract, retain and equip their talent. Read more; Cotemar | Elmanana

The program empowers their workers because it contains the latest competencies. They partner with the prominent players within the industry and this enables them to recruit the top talent. The environment of Cotemar is challenging and designed so every employee contributes towards the success of the company’s objectives. This system rewards the workers with the better performances and allows the low performance workers to receive more training.

Cotemar engages in the sectors of the oil industry where they can find new business and be a sustainable company. With the help of innovative work models and advanced vessels Cotemar is able to expand in the production process.

They adhere to the strict management and regulatory rules of the ISO. Cotemar promotes the highest of procurement standards and supply management. They are in compliance with the International Maritime Organization and follow the code that protects the port facilities and the ships.

Success Academy Outscores Wealthiest New York Suburbs

“Success Academy is one of the largest and highest-performing free, public charter school networks in New York City.” This is the first sentence located on the Success Academy’s website and the evidence backs it up. Success Academy is dedicated to the success, performance and accountability of their students and their curriculum promotes these three important aspects of a quality education.

 

Each child has the focus of the teachers and school leaders of Success Academy. There is collaboration to incorporate each child’s academic abilities, social and emotional welfare and interventions in order to help each student reach their full potential. Success Academy’s approach is engaging and rigorous in order “to teach core knowledge and critical thinking and then develop the independence and self-advocacy skills scholars will need to excel.”

 

Results can speak for themselves in how successful the approach is within Success Academy. In the state of New York, Success Academy ranks within the top 1% in math, 2% in English and 5% in science. This success can partially be attributed to the way a child is intervened upon if they are not quite at the level they need to be. When a student is below their grade level, it is called the “red zone.” Teachers use this as a motivator in order to bring the student back up to their grade level.

 

The New York Times did an article on a particular student who was struggling as well as the effort put forth by both the teacher and the student in order to improve his grade. “On two colored charts in the hallways, where the students’ performance on weekly spelling and math quizzes was tracked, his name was at the bottom,” (Taylor 2015). Then, one Friday in December, he handed in a spelling quiz that was scored 90%. The teacher announced it to the class so it wasn’t just the struggles that were highlighted.

 

It is because of incredible stories like this and the undisputed level of achievement, that Success Academy may have no equal peer in which to compare. It is a school in which any parent would be happy to send their child.

http://educationnext.org/what-explains-success-academy-charter-network/

 

https://en.wikipedia.org/wiki/Success_Academy_Charter_Schools

The Good and the Best of Anthony Petrello

Nabor Industries which is the globally recognized industry for natural gas drilling and geothermal energy generation serves the United States, Africa, Far East and the Middle East among other markets. The company began in 1968 as Anglo Energy Ltd. but later rebranded as Nabor Industries. Nabor Industries trades on the American Stock Exchange with the symbol NBR. The company would deal with the exploration of crude oil and its constituents.Anthony Petrello, who is customarily known as Tony Petrello is the Chief Executive Officer, President, and Chairman of the Executive Board of Nabor Industries based in Hamilton, Bermuda. Preceding him was Eugene Isenberg, who held the position until 2011 when Tony Petrello took over although he had been working with the company since 1991. He has been a principal leader in the company who has reorganized the company to grow and survive hard times such as the 1990 to 1991 recession.

The Nabor Industries by being the largest drilling contractor worldwide stands better chances to explore all opportunities in the oil industry. The company is specialized in good logging, oil field hauling, technical, and construction and engineering roles. In Canada alone, for instance, Nabor Industries has five barge rigs, 19 jacks up barge rigs and 48 oil platform rigs. The company received annual revenue of $6.23 billion as at 2014, but growth has not been halted. Its employees enjoy the best remuneration packages with attractive benefits, job security and work-life balance. Noteworthy, Anthony Petrello is among the highest paid bosses in United State with an annual compensation of $27,512,939 although he didn’t appear in the 2014’s list of top paid bosses. This was the shareholder’s decision since he would hold the title for ages due to his net worth.

About Tony Petrello

He has a J.D degree from the Harvard University and a Masters degree in Mathematics from the Yale University. In 1979 began working at a law firm, Baker & McKenzie. Tony worked for the Baker & McKenzie until 1991 when he joined Nabor Industries as the Deputy Chief Executive Officer.Tony Petrello has been associated with many organizations. He is the Director for Hilcorp Energy, Mediaondemand.com, and Stewart &Stevenson LLC. By having a daughter living with periventricular leukomalacia, he has spearheaded and pushing for research and clinical programs at the Texas’ Children Hospital. He has also worked with the Dan Duncan Neurological Research Institute.

Source of the article : http://www.thedailybeast.com/articles/2014/05/30/my-college-roommate-is-now-the-richest-ceo-in-america.html

George Soros And The Open Society Foundation Attacked By Russians And GOP

George Soros has run the Open Society Foundation for some time, and he has been reported by Politico for his work. Someone who is following the career of George Soros will find that he has done quite a lot of work for disadvantaged people, and he is being targeted by Russia and the GOP. Someone who is agains this ideals is anti-progress, and George is hoping to ensure that many people will be protected from tyranny.

#1: The Open Society Foundation

The Open Society Foundation is one of the largest and most-influential charities in the world, and George has run it for many years using his business savvy. He wishes to help people with his resources, and he wants to have as many offices of the Open Society Foundation running around the world. He believes that helping people is paramount in the civilized world, and his charity is pushing for progressivism and tolerance in many harsh nations around the globe. Visit Project Syndicate to learn more about George.

#2: Who Is George Soros?

George Soros is one of the richest men in the world, and he is responsible for quite a lot of giving and charitable work that focuses on progressive values. He has given his own money to many pursuits, and he believes that his charities and giving are allowing for people to be treated better. He gave quite a lot of money to Hillary Clinton’s campaign, and he is ensuring that money will be given to other progressive causes in the future. He knows that doing this will help further a more tolerant government.

#3: How Does He Track The Economy?

George tracks the economy as part of his work as an investor. He has given many talks around the world that pertain to the state of the economy, and he is watching economic factors that will impact people such as migrants and refugees. He has spoken out about the refugee crisis in Europe, and he has warned investors who wish to save their money about potential market fallout.

#4: Attacks By Russia And The GOP

Russia and the GOP are quite harsh on the Open Society Foundation, and they are fighting against his liberal principles because they do not want to see progress. George is fighting for progress every day while remembering the Holocaust, and he has a perspective that other people do not have on the matter. He wishes to see the world become more tolerant, and he is pushing back against Russia and the GOP to ensure he may help others. Know more on cnbc.com about George Soros.

Everyone who is following the career of George Soros will find that they may make a number of changes to the world by supporting progressive policies. They may volunteer with the Open Society Foundation while helping in Russia.

Doe Deeres morning routine

Every morning Doe Deere, the creator of lime crime wakes up at 8:30 a.m. She doesn’t even have to set an alarm clock, her body is adjusted to waking up at that time. She lives in Los angeles where the weather is hot and dry so she drinks a glass of water to stay hydrated. She then proceeds to stretch and then make some breakfast. Her favorite breakfast is grits, yogurt, fruit, and freshly squeezed orange juice. Doe uses her own oranges from her own trees to make her juice. She checks her phone calendar and keeps her Instagram up and responds to e-mails. She likes to keep her morning free of any digital stuff so she can fantasize over new possible products.

 

Doe listens to music while she does her makeup. she loves The Beetles, she grew up listening to them so it holds a lot of memories for her. she uses Glossier face wash first. Then she proceeds with a moisturizer. Her favorite moisturizer is Murads ‘Hydro-dynamic Quenching essence.’ Then she begins with her foundation, she uses Loreal True Match. She then sets her makeup with powder, fills in her eyebrows, and then does her cheeks and lips. Her blush and lipstick are her favorite parts in doing her makeup. She loves to use a pink/red colored blush with red or pink bold lips. Doe even uses different lipsticks from her own cosmetics brand ‘Lime Crime.’

 

Doe prefers to shower in the evenings so she can get up and immediately fix her hair. She uses her curler wand to create her shiny waves. she prefers her hair down to show off her unique purple color. After doing her hair and makeup she likes to spend some time with her two persian cats named, Puffy Fluffles and Chester Von Battingham. She loves her cats and treats them like Kings! She arrives to work at noon and tries to leave by 6 p.m accounting on how busy she is, she has left at midnight before. Sometimes, Doe gets on a roll and stays extra late.

Visit www.doedeere.com to learn more.

Julia Jackson Believes in Cabernet

Julia Jackson is the daughter of the late Jess Jackson and Barbara Banke and has spent her entire life surrounded by winemaking. A graduate of Scripps College, Julia has also studied at Stanford University’s business school. Jackson is currently the spokesperson for Jackson Family Wines and has many other projects happening as well. In addition to her work with family business, Julia has founded Cambria Seeds of Empowerment, a nonprofit organization that helps women to succeed in the workplace. Julia credits her mother as a huge inspiration in this endeavor and is constantly delighted with the work that the charity has been able to do. Visit cambriawines.com for more info.

The Jackson family has a long-established brand in the Sonoma area, Vérité, which has been very well received. The most exciting of the Vérité line, according to Julia, is Vérité La Joie a Cabernet heavy Bourdeaux blend that has been doing very well. Jackson believes that the Sonoma area is the perfect fit for the Cabernet grape varietal and has worked very hard to prove this point. The Vérité La Joie has been as well liked as many of the Chardonnay and Pinot Noir offerings from the region. It will be interesting to see how well the market receives these Cabernet blends from Sonoma.

The Jackson family is constantly innovating and introducing new wines through their multiple brands that are located throughout the world. Julia is excited to see how well the Cabernet varietal fares in Sonoma as she believes that this grape is just as important as the Chardonnays and Pinot Noirs for which the area is known. Many times a popularity of a grape continues due to the familiarity and when something new comes along some people have difficulty adjusting their expectations. Julia Jackson will continue to innovate and explore many more possibilities.

View more: https://www.flickr.com/photos/153775519@N08/