According to Nationwide Financial Services president David Giertz, a study conducted by Nationwide Financial Retirement Institute found that most individuals who receive their social security benefits too soon regret this decision. Social security is a nuance area, and many people find it hard to understand the 2700 rules social security handbook on Finra.org.
During an interview with the Wall Street Journal, David Giertz called on financial advisors to provide relevant social security information to their clients so that they can obtain a successful retirement plan. The Nationwide Financial Retirement Institute involved over 900 respondents, US citizens over 50 years of age within a few years to retirement or already retired.
According to the study at https://www.facebook.com/public/David-Giertz, thirty-eight percent of respondents wished that they had put off the onset of their benefits. They had activated the social security benefits a little too early. According to the Nationwide Financial Services executive, only twelve percent of financial advisers discuss social security with their clients. Most of these respondents admitted that they expected their financial advisor to have a conversation about social security.
Social security constitutes about forty percent of an individual’s earnings on Nationwide in the course of their adult life. Having a financial adviser can give retirees a better retirement plan. People who don’t have financial advisers are more likely to find the income from social security benefits less and therefore need to be guided.
About David Giertz
David Giertz is the current president of Nationwide Financial Services. David Giertz has more than three decades of experience in the financial industry, specializing in the sale and distribution of bonds, life insurance, and retirement plans.
David Giertz has a bachelor’s degree in business management and administration from Millikin University as well as an MBA from the University of Miami’s business school. David Giertz is also an FINRA registered broker.
If you are interested in investing in the field of natural resources, then trusting the experience and expertise of the leading natural resources expert Matt Badiali is a good idea. Recently, Matt Badiali has been in much limelight due to his advertisement in which he is showcasing a check that he calls Freedom Checks. He says that people who are looking for a regular source of income can get such checks as well regularly and all they need to do is to follow his investment strategy. Matt Badiali believes that the potential of the natural resources industry is tremendous and common people can reap a lot of benefits through it as well. But, the problem is that most people have no idea how to invest in the industry, and it is where Matt Badiali wants to help others.
What Matt is actually proposing is investing in the MLPs through Freedom Checks that he recommends. In actuality, he is asking people to follow and subscribe to the newsletter named Real Wealth Strategist where he would discuss the MLPs that people should invest in. MLPs are a company that is bound by law to give away ninety percent of their profits to the investors. Matt Badiali has engaged in in-depth research that has helped him identify the companies that he knows are fundamentally strong and has a great future. Matt Badiali is proposing to people to invest in these companies that would help them earn regular income as he proposes in the form of Freedom Checks through dividends.
For people who are looking for an investment strategy that would not turn on them, following the advice of Matt Badiali for Freedom Checks is a good idea. He has many decades of experience backing him and is an educated and experienced investor himself. Matt Badiali has time and again proved why he is an expert in the field of natural resources by predicting the market movement as well as the speculating the prices of the commodities and precious metals beforehand. You can be sure that with the help of the investment strategy of Matt Badiali, you would be able to achieve your financial goals with ease.
Read More : banyanhill.com/exclusives/freedom-checks-scam-or-real-deal/
Yanni Hufnagel joined the Vanderbilt coaching staff in 2013 following a successful career of winning campaigns with various college programs. As an excellent recruiter, he helped Vanderbilt to a top 30 recruiting class in 2014. Vanderbilt’s head coach, Kevin Stallings, spoke of Hufnagel’s tireless work ethic and his outstanding ability to evaluate and recruit future stars and leaders for the program.
Yanni was quoted talking about his excitement to become a member of Coach Stalling’s staff. He indicated how humbled he was to join a family driven program at such a prestigious university.
Yanni Hufnagel’s career has been on the rise since he graduated from Cornell University in 2006. He spent a summer in the NBA’s New Jersey Nets organization as a special assistant to head coach Lawrence Frank. He also assisted the front office preparing for the upcoming NBA draft. From there he proceeded to the University of Oklahoma where he received his Master of Education degree in 2010 specializing in Intercollegiate Athletic Administration.
While at Oklahoma, Hufnagel served as a graduate assistant working in recruiting and team individual workouts. In the two years spent at Oklahoma, the team was invited to the NCAA Tournament both years rising to the Elite Eight level one year and the second round in the other. This prepared him for a winning coaching career. He also helped develop Blake Griffin into the first overall selection in the NBA draft in 2009.
His next assignment came from Harvard University. His coaching duties included recruitment coordinator and opponent scouting. He also was responsible for coaching perimeter players. During his first season at Harvard, he helped the team achieve a 21-8 overall record. This was a university best for victories and was the first in four consecutive 20-win seasons.
Other successes during his four seasons at Harvard included three consecutive Ivy League titles and two consecutive trips to the NCAA Tournament. Hufnagel was also active serving as a mentor with the Boston based Partners for Youth with Disabilities.
It’s important to note that not all food companies care about their environment. In some countries, like the United States of America, food companies only care about owning the industry. If they own the industry, they control everything and make all the money.
In other countries, food is a way life that just lines up perfectly with nature. That’s what kind of relationship with the environment food solutions companies need to have. Companies like OSI Food Solutions are trying to change the way countries like the United States think about commercial food.
They’re not suggesting that society goes back to when everyone lived on their own farms. OSI is just trying to find a way to provide food for everyone without damaging the environment. They actually won awards due to their avid attempts to rectify the situation. Part of finding a solution is working with other companies and forming lasting partnerships.
When it comes to working with OSI Food Solutions, clients need to be agile and innovative. Even though OSI is the largest provider of food solutions in the world; it’s as nimble and passionate as an entrepreneurial startup. OSI’s relentless strive to achieve higher goals is why so many people want to work with them.
Recently, OSI acquired Tyson Foods plant in Chicago for over $7 million. When the story broke, people began asking about the factory workers. Since OSI Food Solutions bought the plant and planned to shut it down; what would happen to everyone who worked there.
Naturally, since the plant was closing, everyone would lose their jobs. It’s important to note that OSI offered those same people a job at OSI. Initially, more than 450 people were working at that plant. By the time the plant closed, only 250 employees were remaining.
A Tyson Food’s spokeswoman, Caroline Ahn, said that the employees were offered jobs. According to reports, no one at OSI knew how many people were still working at the factory when it closed, nor has anyone talked about the future.
“Memories… Do Not Open” is the Chainsmokers debut album. Their solitary studio album, and the launchpad of their success. It has also held the No. 1 spot on Billboard’s Top Dance/Electronic Albums chart off and on since 2016. The Billboard charts measure the popular label-produced records for every musical genre to see who is the best. “Memories… Do Not Open” is in the midst of its thirty-fourth non-consecutive turn as a No.1 spot. It is joined by tying album “Demon Days” by the Gorillaz. Demon Days also has thirty-four turns, but may not have another one left in it. Memories still shows no sign of ever slowing so it may hold third place alone. A great thing for the Chainsmokers, because they are about to increase their discography to two.
Till now Memories has been the duo’s solo release, although they have been planning another one for a while. This new album is titled, “Somebody” and is a product of their new sound. One that has been introduced by three consecutively released singles in 2018. This may not seem like a lot but the Chainsmokers have only been around for four years, with their first album released two years ago. They are still every new. The singles are; “Sick Boy”, “You Owe Me”, and “Everybody Hates Me”. Each contains a dark theme underneath their catch beats. The themes are related to current social norms. For instance, “Sick Boy” focuses on social media. According to the duo making up the Chainsmokers, Alex Pall and Andrew Taggart, this is an effort to better connect with their audience. The songs’ messages are definitely not the stuff of typical EDM type, but the Chainsmokers stopped being typical when Andrew Taggart took over lead vocals with 2016’s“Closer”. As most DJ’s do not sing vocals to their songs, Taggart’s foray into that department was definitely something different.
Somebody is a product of the duo trying to become artists. It is definitely not the fresh, off the cuff product that Memories is. But it shouldn’t be as any band worth its salt needs to remain relevant and evolve. Not that Chainsmokers needs to evolve four years in, since Memories is still as popular as ever. But then again Pall and Taggart are not typical.
When Princeton University decided to start a program to nurture its entrepreneurs they knew they need people who would not only dedicate their resources but also be there to mentor these young entrepreneurs. The Princeton Alumni Entrepreneurs fund was such a natural fit for Peter Briger that he became part of initial funders of the initiative. Princeton University has over the years produced some of the best business minds in the country, and they have always had the vision of having a strong entrepreneurial program. This fund promised to do that, and it would make sense that the vetting of projects to be financed by the fund had to go through comprehensive screening. An independent panel of judges would go through the proposals submitted and grade them this would they give the basis for financing to the tune of a hundred thousand US dollars. The selected projects would then be assigned mentors who would guide them through the ups and downs of the entrepreneurial journey. The project has already achieved some form of success with various projects already doing well in the market and others on the verge of a breakthrough.
Peter Briger being an Alumni himself was keen to support the initiative. He understood what the fund would mean not only for Princeton but the entire country if these entrepreneurs were to achieve the level of success they aspired. Peter Briger has worked with entrepreneurs both in Goldman Sachs and Fortress investment group and as such he understands what it takes to succeed in the field. His career at the Fortress Investment Group he has been able to achieve phenomenal success since joining the organization in 2002. He joined the organization when it had just hit the three billion mark in asset management. They were on the verge of opening a credit division, which Peter Briger would lead at the time. His capability as a credit manager had already been proven at Goldman Sachs, and this would help him grow the division to what it is today. The division has been so successful that today it has grown to fourteen other locations and has been able to do deals worth more than 100 billion dollars.
According to many people, leadership is when you tell others what to do. Vijay Eswaran defines a good leader as someone who is always willing to serve others. He reveals that he learned many lessons from his father. One of the most important lessons he learned from his father is to serve everyone selflessly. He argues that servant leaders prioritize the needs of others. Some of his role models include Mahatma Gandhi, Mother Teresa, and Nelson Mandela due to their extraordinary commitment to serving humankind. Mr. Eswaran believes that the workers of an organization are the most valuable assets. He believes that for a firm to have a good customer care service, the management must value their employees. If your workers are happy, they will also create a happy client. Servant leaders care for the people around them and also the ones that come into their lives without setting conditions.
Vijay Eswaran believes that a good leader comes up with a clear vision in something they are passionate about and ensures commitment by all the stakeholders. According to him, the vision needs to be as clear as possible for the followers to understand. He argues that a firm will only become profitable if the management adopts effective communication to all the to allow them to make informed decisions. People feel valued when they are involved in the achievement of the firm’s objectives. The servant leader must develop and enforce certain values in the organization. The values portray what is more important to the firm. Mr. Eswaran argues that a good leader must help the employees to attain their personal and professional goals. Some firms engage their workers in regular training sessions to help them improve on their skills. The philosopher also points out that a good leader is always willing to make sacrifices to achieve the organizational goals.
In 2009, the world welcomed the first cryptocurrency known as Bitcoin. A man known as Satoshi Nakamoto created Bitcoin. With this currency, it opened up a new technology that would be used to facilitate transactions. Blockchain technology was introduced. One of the people who took advantage of the invention is Jed McCaleb. He was an experienced tech entrepreneur who had participated in various innovations in the past. He is particularly experienced in the technologies that support blockchain technology such as centralized p2p connections and cryptography. With the experience he had, it was never going to be a hard thing implementing the blockchain technology possibilities. He was ready to explore the possibilities of this technology, and that is how he found himself among the best innovators in the industry.
Jed McCaleb made his first invention in 2010 when he launched Mt. Gox, a platform that was a centralized exchange for bitcoin. McCaleb was not only interested in the implementation of the blockchain technology but the stability of the digital currencies. There was no way the cryptocurrencies would survive without a trading platform. His inquisitiveness led to the creation of Mt, Gox which was the largest bitcoin exchange platform before it he sold it in 2014. The site was however hacked under the new management and collapsed.
Jed McCaleb wanted to concentrate on developing other projects. Seeing that the industry was new, it had so many opportunities as well as challenges. McCaleb was committed to using his knowledge to deal with the challenges that hindered the growth of the blockchain technology. He had worked with other companies such as Ripple before he left to create his own company known as Stellar. Stellar is a non-profit foundation which is interested in coming up with ways of making the industry better through the provision of advanced technology that will lead to better acceptability of digital currencies in the mainstream financial industry.
Stellar is focusing on creating a single payment system that will allow payments through cryptocurrencies. Just as we use fiat money, digital currencies are headed there. Stellar is a foundation is hopeful that in the next one decade, we shall have a global financial system that will be running on blockchain technology.
Matt Badiali is an investment advice professional specifically in matters to do with natural resources. Badiali’s expertise in this field was influenced by his education since immediately after graduating from high school; he went ahead to pursue a degree in Bachelor of Science at Penn State University prior to joining Florida Atlantic University where he pursued a Master’s Degree in Geology. Connect with Matt Badiali by visiting his linkedin account.
It was during his studies pursuing Doctorate in Philosophy when Matt Badiali came into contact with an individual who introduced him to the field of finance and from there onwards, Badiali has managed to attract a wide pool of clients through timely and insightful advice that he offers to them. According to Badiali himself, sooner rather than later, energy production may change based on the extinction of non-renewable energy though, it may require the innovation of a special battery with the amount of storing huge amounts of energy so as to move this new technology.
Recently, Matt Badiali launched his newsletter known as Real Wealth Strategist with the help of Banyan Hill in 2017, and he has gone ahead to build a group comprised of loyal readers who rely on his expert advice. Badiali is well-known among many people for his staunch approach to many things. He has managed to travel all over the globe whereby he has attended several conferences to offer his expert financial advice and other great investment ideas. For instance, he has visited the following countries: Turkey, Hong Kong, Peru, Switzerland, Papua New Guinea, and Iraq.
When it comes to expert financial and investment advice, none stands out other than Matt Badiali. For instance, he once argued that for one to successfully invest in the market, then there is nothing as risky and painful than doing so without understanding market finance and the science that lies behind a number of resources.
According to Matt Badiali, market dynamics will change soon, and for businesses and people to survive, then it is necessary to invest in the right resources. One such change is about energy consumption rates that will significantly shift how people will leave and work.
Anil Chaturvedi is one of the most credible and experienced bankers in the financial industry and has worked in the sector for more than four decades. He has worked with different banking and financial institutions in his career, including Merrill Lynch, State Bank of India, ANZ Grindlays Bank, and a few others. In all these places, the contributions of Anil Chaturvedi have been tremendous, and he has helped with their growth and revenue generation. Anil Chaturvedi started his career by working for State Bank of India and then moved on to work for ANZ Grindlays, and then Merrill Lynch. At Merrill Lynch, Anil Chaturvedi worked for nearly two decades and served at the position of Managing Director of International Operations. He also helped in devising a marketing strategy that attracted more customers and hence, helped with increasing the revenue drastically. It is the reason why he is known as one of the top bankers in the world.
Anil Chaturvedi is not just experienced but has an excellent educational background. He is a well-educated banking executive and has done MBA from FMS College and Graduation in economics from Delhi University. After completing his graduation, he worked for a number of local banks before moving to the United States and joining the State Bank of India’s office there. Anil Chaturvedi is currently based in Switzerland, where he is serving as the Managing Director of Hinduja Bank, one of the most prominent private banks in Switzerland. As the MD of Hinduja Bank, he has been focusing on creating awareness about the transforming Indian economy and bringing more European and American businesses to India. It would help contribute to the Indian economy and would also help the bank as a facilitator.
Doing business in a foreign country is not always easy. Since countries have different rules and regulations, it is best to take the help of an expert if a company is looking to expand their services into a new country. Anil Chaturvedi understands the dilemma of companies and offers assistance to them when it comes to investing in an entirely new country. Since he has been working in the industry for very long, he also has a good professional relationship with influential people making it easier to get things done.
Architect titan and celebrated Editor in Chief, Robert Ivy, has recently received the Polk Life Time Achievement Award by the Mississippi Institute of Arts and Letters. Currently there are only five individuals from Mississippi whom have received this prestigious award.
However, Ivy will be the first architect to receive Noel Polk award, proving just how impressive his career has been and continues to be. When asked what made Ivy the perfect candidate for this away, MIAL President Nancy LaForge stated, “When it comes to making architecture more accessible to the general public, there’s really no one else from Mississippi like Robert Ivy.” Additionally, Ivy, since his tenure started at AIA in 2011, has managed to push the organization to its highest membership level in its long history. It is no wonder that Ivy has been able to draw such an interest in architecture with his background and ability in communicating the value of design.
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Prior to winning this award and becoming the Chief Executive Officer of The American Institute of Architects (AIA), Robert Ivy was the editor-in-chief for McGraw-Hill’s Architectural Record. Starting his career as Editor in Chief in 1996, Ivy has been very successful and is being recognized for his extraordinary body of architectural work. Ivy, due to his reputation in the world of architecture, was selected to be a panel member to select the architect that would design the National Dwight D. Eisenhower Memorial. This award is not the first bestowed upon Ivy, in 2017 he received the Dean’s Medal from the University of Arkansas, for his published works related to Fay Jones. Ivy had also received the Crain Award in 2009, which is the highest recognition for an individual by the American Business Media. Robert Ivy has been an inspiration in the architectural world and continues to be honored for his unremitting contributions to the craft.
Search more about Robert Ivy: https://www.youtube.com/watch?v=bJ2CmY7_W5o