Nationwide President David Giertz Warns People Against Taking Social Security Early

According to Nationwide Financial Services president David Giertz, a study conducted by Nationwide Financial Retirement Institute found that most individuals who receive their social security benefits too soon regret this decision. Social security is a nuance area, and many people find it hard to understand the 2700 rules social security handbook on Finra.org.

During an interview with the Wall Street Journal, David Giertz called on financial advisors to provide relevant social security information to their clients so that they can obtain a successful retirement plan. The Nationwide Financial Retirement Institute involved over 900 respondents, US citizens over 50 years of age within a few years to retirement or already retired.

According to the study at https://www.facebook.com/public/David-Giertz, thirty-eight percent of respondents wished that they had put off the onset of their benefits. They had activated the social security benefits a little too early. According to the Nationwide Financial Services executive, only twelve percent of financial advisers discuss social security with their clients. Most of these respondents admitted that they expected their financial advisor to have a conversation about social security.

Social security constitutes about forty percent of an individual’s earnings on Nationwide in the course of their adult life. Having a financial adviser can give retirees a better retirement plan. People who don’t have financial advisers are more likely to find the income from social security benefits less and therefore need to be guided.

About David Giertz

David Giertz is the current president of Nationwide Financial Services. David Giertz has more than three decades of experience in the financial industry, specializing in the sale and distribution of bonds, life insurance, and retirement plans.

David Giertz has a bachelor’s degree in business management and administration from Millikin University as well as an MBA from the University of Miami’s business school. David Giertz is also an FINRA registered broker.

The Versatility Of Event Planner Kimberly Bakker

Event planner Kimberly Bakker has always been proud of the business she has put together and she lives under the philosophy that everything she does should be “classic with a current edge.” She possesses a decorative style that is a combination of family antiques and current functionality. Yes, she might go through a phase here and there where she includes trendy pieces in her repertoire, but she generally sticks to tried-and-true methods. It is perfectly okay though, because she has many events and many satisfied clients to her credit. Here are just a few examples:

Elk Creek Ranch: Blessing And Celebration Of A Beloved Family Homestead

Elk Creek Ranch was one of the photo galleries that she is most proud of simply because the reunion event signifies a much more enduring legacy. At the end of the day it is not just a ranch, it is symbolic of a greater purpose. As an event planner, Kimberly Bakker had a strong desire to coordinate activities that and show just how close-knit this family has been over the years. At this reunion event, Kimberly coordinated such activities as dances, chats around a bonfire, and several natural shots enter into a nice photo Journal.

Lionel’s 50th: A Heart of Gold

On Lionel’s 50th birthday celebration, Kimberly Bakker really wanted to capture the essence of the man behind the celebration. Part of the reason why she entitled it a “heart of gold” is because Lionel has a love for good people, good food and good times. Ms. Bakker diligently arranged the setting to include only the best flowers and the best mementos of a well-lived life from a man who has a whole host of family and friends.

Julia’s Bat Mitzvah: Julia’s Candy Bar

With this event, Bakker really wanted to demonstrate just how unique Julia truly is as a young woman. She included a lot of dancing, a whole host of fun activities, and a fully stocked banquet hall for all of the adults. Julia is truly a popular young woman, and Kimberly successfully planned out an event that illustrated that to a tee.


As you can see here, Kimberly Bakker is able to plan for a myriad of different activities. She truly has the experience to ensure your event is done well and done correctly the first time!

Alex Hern Is A Trend Setter In Tech

The tech industry isn’t known for predictable patterns. A company at the top of its niche today may fall in a year. Startups can emerge from nowhere, and the industry will shift its favor towards them. As a veteran, Alex Hern is using his decades of experience to predict what the tech industry is going to do next. His new company Tsunami VR is creating virtual reality software for professionals, and the tech world is looking carefully at Tsunami. Hern’s vision for virtual reality isn’t going to revolve around gaming or movies. He wants to create something more practical for the immersive medium.

Tsunami VR is trying to do something bold, but Alex Hern’s experience makes its vision achievable. He understands that technology can become popular quickly, but technology can also disappear as fast as it rises. To predict trends in technology, you need to focus on long-term trends. Efforts to create viable VR technology aren’t new, but the success of recent devices is noteworthy. Virtual reality is going to become a mainstream medium, but the nature of that medium is subject to change. Alex Hern wants to create a more serious approach to VR software, and he has his eyes on the business world.

When business professionals implement technology, it becomes an essential part of work. If Tsunami VR succeeds, we’re going to use virtual reality in the office. Immersive communication may even remove the need for offices or physical workplaces. Instead, employees can meet with each other in virtual environments. Most applications of new technology aren’t serious. Entrepreneurs aren’t sure the medium is going to be around for long, and they invest their efforts lightly. When it’s clear the medium is going to last, startups place more effort into their software. Alex Hern knows virtual reality is here to stay, and Tsunami VR reflects that.

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The Growth of Fortress Investment Group

Fortress Investment Group is the best and the most diversified global investment firm dealing with the management of around assets worth 41.4 billion US dollars as at 30th June 2018. It manages assets for more than 1750 private investors and institutional clients across the world ranging from credit and real estate, permanent capital investment strategies and private equity. Investment performance is the primary concern of this firm. Fortress Investment Group always struggles to generate high risk with adjusted returns for their investment under the long-term basis. Fortress Group had 915 assets under their management by 30th June 2018. This is inclusive of 205 investment experts in New York, headquarter as well as their affiliate offices across the world.

Fortress Investment Group is an investment management publicly owned group. Fortress includes real estate firm as one of its 70 billion US Dollars assets that are under its supervision. This has over 1600 institute investor clients as well as offices in various areas such as New York City, Los Angeles, Philadelphia, Singapore, Italy, and Hong Kong. Fortress Investment Group was launched in 1998 and has experienced various ups and downs in the recent years. Fortress went viral in 2007 a few months before it encountered significant losses just like other private equity firms 2008 economic crash. Seven years down the line, in 2015 fortress wanted to shut down its flagship hedge fund manager due to its massive losses that were caused by the fail of Brazil markets. However, Fortress Group launched a new real estate fund which is capped at 1 billion US Dollars.

During the closing of that year, Fortress Group sold its stake for 5.3 billion US dollars in the apartment owned by Fortress Subsidiaries CWCapital, the Stuyvesant Town-Peter Cooper Village Apartment Complex. Fortress Investment Group bought CWCapital in 2010 with the intention of getting more engraved into Commercial real estate market. Fortress Group currently incorporates Inverness Corners retail center based in Alabama. It bought this firm in 2014 and had various finance condos and various other buildings within New York City.

Fortress Investment business specializes in asset-based investment across its credit funds and private equity funds. This factor has played a significant role towards its tremendous experience and skills in investing profoundly and widely in a considerable diversification of various types of assets. Its professionalism includes owning, pricing, financing as well as evaluating the management of both financial and physical assets that range from capital assets and real estate to financial assets secured by the long-term diversified cash flows.

Visit More : en.wikipedia.org/wiki/Fortress_Investment_Group

Up-Close With Talos Energy: The New Gulf Of Mexico Oil Company With A Flair For Business Excellence

Tim Duncan is the perfect embodiment of resilience and unwavering commitment to succeed despite experiencing various adversities. In the wake of Hurricane Harvey coupled with extensive property loss, Mr. Duncan found himself in a peculiar position. From wading through waist-high water to hoisting his family on a FEMA rescue boat, he was determined to push through and make it to the end. As the CEO of Talos Energy, the 45-year-old business maverick had orchestrated a $2.5 billion merger with Stone Energy to attain the benefits of a publicly traded company without the substantial expenses associated with public offerings.

By calling in a favor to take his family to Alabama, Tim Duncan was prepared to burn the midnight oil and ensure the successful merger with Stone Energy. From the new merger, the ambitious Chief Executive Officer will be tasked with steering an oil company with impressive revenues of $900 million. While most of Talo’s assets had been situated in the Gulf of Mexico, the upside offered favorable conditions characterized by a low-risk balance sheet.

While most companies have channeled their efforts into onshore drilling, Tim Duncan has taken a proactive approach by focusing on politically sensitive but equally profitable regions such as Mexico. With current productions at 48,000 barrels a day, the creative CEO is on course to upping productions to set targets.

Mr. Duncan is widely considered to be a breath of fresh air in the oil industry. Despite growing up in various places such as Florida, Texas and Egypt, he possesses a canning ability to turn challenges into opportunities. The CEO recently grabbed the limelight after overseeing a restructuring deal worth $800 million between Mackay Shields and Franklin Templeton Investments.

While most companies shunned away when Hurricane Rita tipped the 13000-ton typhoon platform, Mr. Duncan seized the opportunity and turned the former Typhoon field into Talo’s biggest asset. By producing 16,000 barrels a day, the investment has proven to be essential in the company’s expansion program.

Tim Duncan in Brief

Tim Duncan boasts a stellar career that includes positions in various companies. Zilkha Energy provided ample opportunity to learn the ropes regarding the oil business in 1996. Having found a footing in the oil business, Duncan played a critical role in launching Gryphon Exploration to a formidable natural gas producing company. His exploits in Phoenix Exploration with the aid of $350 million speak volumes about his proficiency as an entrepreneur.

Read More : www.indeed.com/cmp/Talos-Energy

Jeremy Goldstein Demonstrates Foundation of Caring

As an event chairperson, Jeremy L Goldstein joins with other members of the Associates Committee of Fountain House to host the annual Fall Fete. Fountain House hosts the annual event to introduce young professionals to its mental health model and to explain its mission to fight the stigma attached to mental illness.


Recorded on the Foundation’s website, at the 2012 event Goldstein remarked, “ Over the past five years, we, the Associates have come to know Fountain House and the impact it has on people’s lives. Inspired by this, we created the Associates Scholarship Fund. Each year we award scholarships to two Fountain House members whose education has been interrupted by their illness.” The year’s scholarship awards went to Heather Hines and Alexis Preston, Heather for commercial photography and Alexis for a major in early education. Additionally Fountain House seeks to reduce the negative impact of mental illness in social settings. Staff members assist people living with mental illness to successfully find employment, education, wellness, and housing as well as form a culture of support.


Jeremy Goldstein is a leading executive compensation attorney and holds degrees from Cornell University and the University of Chicago. He is a partner at Jeremy L. Goldstein & Associates, an exclusive law firm handling corporate governance and executive compensation matters. Goldstein specializes in compensation negotiation during transformative events, technology happenings that change a business organization or an entire industry.


Goldstein’s philosophy is that his practice requires full dedication and 24-hour availability to his clients. Therefore he limits the number of matters he accepts and focus is strictly on the context of extraordinary transactions that benefit from his particular skill set. Befitting a Foundation House chair, IdeaMensch’s interview regarding his work ethic quotes Goldstein as saying, “There is no substitute for caring.”


Follow Jeremy Goldstein on twitter.

Paul Mampilly On 3D Printing Applications And Promise

New Technologies Bring Promise to Construction

Paul Mampiplly, while speaking to his Profits Unlimited channel, recently said that 3D printing will transform the way we build structures. 3D printing is one of the latest technologies that have taken the world by surprise. The technology allows companies to print a home on the spot for a 40% reduced cost to traditional building costs. The 3D building technology is already in existence and is being used in small villages in parts of Africa to reduce homelessness in poverty-stricken areas. Paul Mampilly says that there are already companies in silicon valley which have designed 3D printers that can print a home within 7 days. By being able to reduce the time and expense of the building of a home, 3D printing is one of those technologies which new companies will emerge that will greatly impact the efficiency of people’s lives; therefore, these companies are poised to affect huge growth and bring about stocks investment opportunities for future investors.

The Future of 3D Printing

Paul Mampilly believes that investors should be aware of the impact that 3D printing will have on people’s lives, cities, communities, and city infrastructures. By being able to save 40% on a home is a great benefit. As the technology and new materials, as well as competitive companies, develop this technology there may be an even greater reduction of the cost of a home or any structure. Paul Mampilly sees that 3D printing is a technology is a technology that has long been expected by homeowners and this ability to reduce the price of building a home will attract a huge market for future investors. 3D printing, at its present stage, is already performing and presenting new models of construction that show great promise to all kinds of businesses.

Paul Mampilly

Paul Mampilly has been a Wall Street Investor over twenty years and has helped multi-billion dollar corporations to become even wealthier. Today he helps the hard working person steer the ways of Wall Street in order to make wise investments and a stable security for his future. He is the Chief Editor for Banyan Publishing and the author of Profits Unlimited.

Visit More : ideamensch.com/paul-mampilly/

Jeunesse Global helps people life healthier with Zen Bodi weight-loss supplement

The weight-loss industry has long been heavy on lard and light on results. The industry, by its very nature, is the perfect vehicle for grifters and charlatans of various stripes to sell impossible dreams to the gullible. But as science has progressed, the science of weight loss has become much clearer. Today, there is a large body of knowledge about what drives some people to accumulate unhealthy levels of body fat and what can be done to prevent it and reverse it once the process has taken hold.

Jeunesse Global, one of the most innovative health and beauty companies in the world today, has entered the weight-loss market with a 100 percent science-based approach to losing weight and getting in shape. Known as the Zen 8 Project, the weight-loss system has been developed by Jeunesse Global nutritionists and one of the world’s leading experts on personal training and fitness.

Unlike many other weight-loss systems, which promise fast and easy results for little effort, the Zen 8 Project is rooted firmly in behavioral science. It makes no cheap promises or impossible claims. The system takes a long-term, stepwise approach to change the habits of its users at the most fundamental level, leading to not just short-term weight loss but a long-term arc towards a total-health lifestyle.

In addition, the system comes with its own weight-loss supplement. Known as Zen Bodi, the supplement is an advanced formulation that enables customers to more easily pursue the three pillars of weight loss, which are identified in the Zen 8 Project. These are the building of muscle, the burning of fat and the curbing of appetite. Zen Bodi helps achieve all three of these core weight-loss tenets through advanced nutritional science. It is an all-natural formulation under FDA rules, meaning that it does not contain anything that could be considered an actual drug.

When you finally put it all together, Zen Bodi and the Zen 8 Project represent one of the most serious and effective weight-loss programs on the planet. Some people would prefer to be deluded into thinking they can get something for nothing. But for those willing to put in the work, the Zen 8 Project delivers big results for your effort.


How Sheriff Joe Arpaio Beat The System

Some years ago, Maricopa County, Arizona, had a controversial sheriff who had dubbed himself “America’s toughest sheriff”. His name was Arpaio. He had formed a revered unit known as the “Selective Enforcement Unit” that was seen by many as his own personal instrument to enforce his racist policies. Learn more about Jim Larkin and Michael Lacey: https://thenewsversion.com/2018/03/larkin-lacey-speak-happened-joe-arpaio/ and http://www.laceyandlarkinfronterafund.org/5-smart-ways-people-and-places-are-resisting-trumps-immigration-policies/

Most of these policies greatly undermined the rights of the immigrant communities in the state of Arizona as well as the progressives who opposed such policies. Nevertheless, Arpaio still enjoyed support from nationalist who viewed him as a hero for his crusade on illegal immigrants.

Although not many people could sum up the courage to face him, that didn’t deter Michael Lacey and Jim Larkin from Village Voice Media from criticizing Sheriff Joe Arpaio. Lacey was the executive editor of the Village Voice Media Newspaper while his counterpart was the Chief executive officer.

The two started covering Arpaio’s misdeeds and this greatly frustrated the sheriff’s belligerent law enforcement tactics. So, on October 2007, by the order of Sherriff Joe Arpaio, officers from the Selective Enforcement Unit arrested and detained Mike Lacey and Jim Larkin.

At the cover of darkness, the officers forcibly removed the two from their respective homes and transferred them to two separate jails managed by Arpaio in two tinted back SUVs with Mexican number plates. They were later charged with laying bare the details of a grand jury investigation.

However, on the face of it, Lacey and Larkin had been arrested for a story they had penned in the Phoenix New Times that uncovered how Arpaio, together with his allies from the Maricopa County Attorney’s office had launched a scathing attack on the constitution.

The exposé showed how Arpaio, in collusion with the county attorney’s office, had issued subpoenas to the media company asking for the details of all the newspaper writers, editors and readers. Read more: Village Voice Media | Wikipedia and Phoenix New Times | Wikipedia

The subpoenas also went further to ask for the readers personal browsing histories and their IP addresses as well. Instead of providing the Sheriff and the attorney’s office with the documents, Lacey and Larkin chose to write about it.

They also reported on a number of financial abnormalities and mismanagement of funds in the sheriff’s office. They also wrote about: the poor conditions of the jails, death, and mistreatment of inmates, mistreatment of the sheriff’s critics and racial profiling by the sheriff’s department.

Lacey said he would tell his inmates that he had been arrested for writing while he was in prison. Lacey and Larkin were, however, released 24 hours later after a loud national outcry by media houses for the two to be released. They filed a suit against Arpaio and the suit was settled for $3.7 million.

Even though the news of the arrest had spread across America, what came as a surprise to many was the decision by President Donald Trump to pardon Arpaio.

Alex Pall’s Palatial New Digs

Few people in the Western Hemisphere do not know who the “Chainsmokers” are. They have achieved fame, quite quickly, with their electronic-style dance pop music. Together for just 6 years, the 2 founding members of this band, Alex Pall and Andrew Taggart, have had huge hits with “Something Just Like This” and “Closer.” Originally from New York, they have both moved to the West Coast and have also just purchased homes that indicate they are, in fact, doing very well.

Alex Pall closed on a near $2.7 million dollar home in Laurel Canyon, with 4 bedrooms, 3 bathrooms in a gorgeous setting among the mountains. Square footage on the East Coast is hard to come by, in any appreciable amounts anyway at an affordable price anyway, but Mr. Pall has fully-embraced West Coast palatial living with his 3700 square foot home.

In addition to several outdoor spaces and alcoves, there is a large patio, covered by trees, with bar-like seating along one side complete with a stone-hearth pizza oven. The California state motto is “eureka,” and it would appear that Alex Pall likely felt the meaning of that motto when he chose this home. No home of a recording artist would be complete without a recording studio, which of course he has, as well as gorgeous views of the canyons and surrounding mountains, which he will likely draw inspiration from in his future writings.

This home, nearly 90 years old, has many updates including custom water features, state of the art kitchen, well-appointed bathrooms and an outdoor deck with a hot tub with a backdrop of trees and breathtaking views. This home also has been decorated so as to blend modern with some antiquity, and this can be seen in some of the bathrooms where some fixtures are anachronistic, yet collated with some very modern features, like deep-soaking jetted tubs.

The windows are large in the main living areas, and in the bedrooms, congruent with the peaks of the roof, there are windows that rise up, from the top of the wall, to the peak of the roof, making for complete privacy while still enjoying daylight. This new home for Mr. Pall definitely says he has indeed arrived.


Investment Expert Ted Bauman

In a current article in Banyan hill, Ted Bauman an investment expert explained three possible scenarios that can make the stock market to crash. Ted Argues that the present bull market might continue. However, there are chances also that it might plummet. Ted has experience as well as a proven success when it comes to investments. He was born and raised in the United States of America but later moved on to do his studies in South Africa. After he studied economics and history, he started working with a non-profit industry, a career that traversed over two decades. In addition to this, he concentrated on projects dealing with low-cost housing that helped many individuals out of slums. He co-founded one organization that has so far helped over 14 million people in several countries.

During his time in South Africa, he gained knowledge and experience with low-risk investment approaches. Currently, Ted Bauman stays in the United States where he is a writer of three newsletters that concentrates on in privacy, asset protection, international migration issues as well as low-risk investments. Banyan Hill Publishing claims that they are very grateful with the value that Ted has added to its publications. In his current article on Banyan publishing, Ted states that three likely scenarios can lead to the crashing of the stock market.

His first possible scenario is a return to the average ratio. In the article, Ted says that the United States of America stocks are overrated. Ted uses the CAPE ration to compare the stock prices and the corporate earnings over a ten-year period. With the present ratio of S&P 500 being 32, this is nearly as high as its records in history. Moreover, the current CAPE ratio is double when compared to the historical rate. There is likely to be a drop of about 35% if the markets are going to get back to the usual ration of almost 17. According to Ted Bauman, this shift will take over ten years before it can happen.

Ted Bauman’s second scenario involves yield curve recognition. Ted claims that investors are likely to recognize such a curve from the treasury of U.S. The interest rates for long-term are staying low, and that means that the difference between then and the ones of short-term is a modest amount. In his last scenario, Ted Bauman argues that there is always arise after a drop. This could have been the case if nothing went wrong with the market as well as the economy.