Jed McCaleb, the Can-Do Co-Founder of Stellar

Stellar is a new venture co-created by Jed McCaleb and Joyce Kim in response to the flaws in the global economic system. It’s a universal financial network that goes beyond the concept of a universal currency (such as Bitcoin) and actually creates an open source network that connects financial institutions from all over the world.


Stellar is specifically focused on connecting the 2.5 billion people who are currently unbanked in the world. Through Stellar, which is supported by the nonprofit Stellar, financial institutions are able to offer their services to individuals who are low-income. Jed McCaleb is hoping that Stellar can grow, and be able to offer seamless, cheap money transfer to institutions all around the world.


Jed McCaleb is a blockchain cryptocurrency expert and a programmer, both areas of expertise that have enabled him to make great decisions for Stellar. His main roles when it comes to running Stellar are coding and developing Stellar’s technical aspects and responding to emails from clients. In the past, Jed McCaleb has been the founder and CTO of MetaMachine, which created edonkey in 2000, one of the first decentralized P2P file sharing platforms, and the first to allow multisource downloading. He also founded Code Collective, where he designed a game named The Far Wilds, a strategy game focused on rewarding clever plays. He also founded, and worked as an advisor at the Machine Intelligence Research Institute. In his spare time, Jed McCaleb researches Artificial Intelligence, which he believes will solve most modern problems and will develop significantly in the next twenty years.


Jed McCaleb is certainly a planner, believing that productivity doesn’t matter in the slightest if you have bad plans, and you can’t become successful if you have the wrong goals. He also focuses on what’s important in his life and refuses to let himself be distracted from his goals. Because of this, he’s great at overcoming challenges and doesn’t let the inevitable challenges that come with entrepreneurship stop him from succeeding. Stellar exists, and has been developing on the scale that it has been, thanks to his tenacity and refusal to back down from his goals.

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What Is The Trading Experience Like? Read This AvaTrade Review To Find Out

Broker Notes wrote up a great review of the trading platform AvaTrade. In the review, they discussed AvaTrade’s features, accounts offered and what the trading experience on the platform is like. Let’s briefly go over what the review said, as well as provide you with more information about AvaTrade.


AvaTrade Review: The Trading Experience

The overall trading experience is exceptional, especially when you consider AvaTrade uses the MT4 trading platform, which is the preferred Forex trading platforms for many top brokers around the world. Traders who use AvaTrade can use their favorite device to access the platform.


As for executing trades, people can trade as little as 0.01 lot, but the amount varies based on the type of account the user has. The trader and the instrument being traded will determine what the max trades will be. It’s worth noting that the broker does offer low entry requirements when compared to other brokers.


Customer support is second to none at AvaTrade. They provide support in various languages, including French, English, Greek and Hebrew to name a few. They offer customer support via avenues such as phone, email and live chat.


Six different accounts are offered at AvaTrade. Also, hedging is allowed and so is scalping.


Info About AvaTrade

AvaTrade serves many customers around the world, and they have built a solid reputation ever since launching back in 2006. The company has its headquarters in Dublin, Ireland, but they have offices in cities around the world. These cities include Tokyo, Milan, Paris and Sydney to name a few.


AvaTrade is regulated by several regulators, such as regulators in Ireland, Australia and the British Virgin Islands. Over millions and millions of dollars worth of trades are conducted on the platform every single month.


Is AvaTrade worth giving a try? As you can see from the above review, they are worth checking out. Just make sure you do additional research, read more reviews and look at AvaTrade’s website before making a final decision.

The Oxford Club Gives Important Investment Strategies

Oxford club is a group that interconnects entrepreneurs and investors. It was established in 1989. The main goal of the founder of this club was to bring people of the same interest together. The members of the group are people who wanted to invest and become rich. Oxford club mission is to help their members grow and protect their wealth and live a comfortable life after that. Oxford club has been established in over 130 countries. Therefore, it is an association that has rapidly spread across the world, and this is projected to continue in the coming years. Oxford club has the following four main investment strategies:

  1. Balanced investment portfolios

This is a selection of investments that can provide both growths as well as reducing risks. An investment portfolio also includes everything that is set aside for retirements. Oxford club helps its member to invest in lower-risk business ventures. There is no secret formula for a perfectly balanced investment portfolio. It all depends on your goals and your appetite for the risks

  1. Exit strategy

This is a plan developed to prepare a business owner in case things don’t work out as planned. Investors should plan to exit to help them steer the company toward the right direction. This gives clarity to where you are going and what to do to reach it. Oxford club helps its members to know what interest their clients.

  1. Positioning

This relates to where the business is set to operate. The positioning of business matters a lot in determining the number of clients that a company receives. An investor should be keen on the matter of sizing their investment. Oxford Club conducts thorough research on the most appropriate position to locate a business. The club encourages its members to invest in these business hubs. It also cautions them against putting their money in untested markets as the risk is high.

  1. Reducing investment cost

Cutting cost is the quickest and easiest way to improve the profitability of the business. Oxford club has recently introduced a cost control system that brings immediate saving and ensures that the firm remains competitive. Oxford also helps its members to record their actual costs and compare them with the amount allocated in the budget.

Stage Manager and Live Sound Engineer Clayton Hutson Sits Down for Interview with the Bro Talk

You may not have heard of Clay Hutson, but you’ve definitely heard of the groups that he’s worked with. Hutson has over a decade of experience as a production manager, stage manager, rigger and live sound engineer, and he has served on tours for Kid Rock, OneRepublic, Guns n Roses and a variety of other popular bands. He recently finished touring on OneRepublic’s Honda Civic Tour, and in late February he sat down for an interview with the Bro Talk.


One of the first questions Hutson was asked was how he turns great ideas for audio or set design into reality. Hutson explains that his experience working concerts of many different types helps him decide what’s realistic and what’s merely an exciting pipe dream. He also lists computer-aided design as a key to success, and said that he pays close attention to the space limitations of any given venue to make sure all equipment will fit.


When asked about his most successful business habit, Hutson said that he always checks his work for mistakes repeatedly to ensure there are no safety issues or design flaws. He recognizes that a ruined set could destroy his reputation permanently. Hutson was also questioned about the audio and stage design industry, and the interviewed asked if he holds any firm beliefs that go against the popular opinions of the industry. He said that while many people believe that the attitude of a stage manager matters more than their technical skills, he firmly believes that skill should matter the most.


Clayton Hutson began his career as an audio engineer at various live music businesses, where he gained valuable experience in both sound design and, later, project management. He eventually established his own firm, which specializes in the design and production of live concerts. Over the course of his career, he has performed stage management, audio and set design, production and live sound engineering duties for famous performers like Pink, Kid Rock and Guns N Roses. He most recently toured with OneRepublic in 2017, and he has gained a sterling reputation for his technical expertise as well as his friendly and accommodating manner. Learn more:

Renovate Your Home Now with Siteline Cabinetry

Corsi Group just launched another branch to focus on the kitchen cabinetry. The company that began years ago has shown some tremendous improvement in serving the community for the past three years. The CEO and Chairman of the Corsi group, who began the firm with a small loan and some savings that he had acquired from another cabinet company, says that he is impressed with the growth of the firm. He adds that a few years ago he would not have been able to sustain a professional staff, but now he is happy to see the firm can accommodate the experts in the industry.

Siteline Cabinetry has more than 289 designs that the client can choose from, for their kitchens. They also use quality products to manufacture their products to ensure their goods are long-lasting. The quality products used to design the cabinetries is also to ensure safety.

Siteline Cabinetry offers customized products, but seven out of ten clients chose the designs of the company. This is because the team is committed to researching on the trendiest designs that are favorable for their customers. The firm offers both the contemporary designs in the market as well as the traditional designs.

The leading reasons as to why many individuals do not go forward with their plan of remodeling their household is the long time the process takes. Siteline Cabinetry has worked to resolve the problem by having many employees as well as the machines used in the manufacturing process. After a client order, they take 28-35 days to complete the order. This means you do not have to deal with a disorganized household for months. The location of the firm has also helped in reducing the shipping cost of the customers based in New York City, Madison, Chicago, and Newark.

For assurance for the vouch they give for their products, Siteline Cabinetry offers a warranty to their customers. They repair the defects that occur during the agreed period.

Final Verdict

Finding a trustworthy dealer for your house renovation is not an easy task. However, with Siteline Cabinetry, you’re assured of getting reliable goods and services with no delays.

How Ted Bauman Helps People Invest Wisely

Ted Bauman is a financial expert who currently resides in Atlanta, Georgia. He has been an editor at Banyan Hill Publishing since 2013. He was brought on board so that he could offer his lower-risk investing strategies that emphasize protecting assets while also earning a growth in overall wealth. He started out with the publication The Bauman Letter and since has added two more financial publications, Plan B Club and Alpha Stock Alert. He also writes extensively about how to protect your privacy from the government and big corporations as well as the effects international migration have on investing.

While Ted Bauman was born in America he moved to South Africa after graduating from high school in Washington D.C. He attended the University of Cape Town and earned a pair of postgraduate degrees with one in history and the other in economics. For the next 25 years he worked for a number of South African nonprofits, mainly as a fund manager. One of these was Habitat for Humanity International where he worked in their housing programs division.

While he lived and worked in South Africa, Ted Bauman published information about investing. His articles appeared in many publications such as the Journal of Microfinance, Cape Times, the Guardian, the Mail, New Internationalist, and others. He also co-wrote a book with another investing effort that was called, “Where to Stash Your Cash (Legally)”.

Ted Bauman posts financial articles on A few of his articles have been about how he views emerging markets as the big investment opportunity for 2018. In December 2017 he said that people should but the iShares MSCI South Africa EFT (NYSE: EZA). He said that South Africa has been misruled by the government for over a decade. He was expecting that due to this fact they would elect someone that would truly reform the country and that subsequently came to pass. This ETF he had recommended has since had a gain of about 13% while the American S&P 500 is up about 2.5% during the same time period.

Countries like South Africa are where the most money is going to be made in 2018, Ted Bauman says. He offers up a couple of ETFs to take advantage of this. The first is the Vanguard FTSE Emerging Markets ETF trading as VWO. The other one is the iShares Core MSCI Emerging Markets ETF trading as IEMG. He says put your money in either won and profit for the year. Visit:

Banco Bradesco New President Octavio Lazari Knows How To Keep The Bank Profitable

Brazil’s economy grew by one percent in 2017. The official inflation rate is still 12 percent, but the Temer government is trying to bring that rate down by lowering interest rates and offering new programs. But Temer has his own set of issues. Most Brazilians are not happy with Temer. Their choice for president is ex-president Lulu. But Lulu can’t run for president because he broke the law, so the next president of the country is still a mystery.

But Banco Bradesco, the nation’s second-biggest bank doesn’t have those leadership issues. The current CEO, Luis Carlos Trabuco, is moving into the chairman’s office, and Octavio Lazari will be the bank’s CEO when his nomination gets the green light from shareholders on March 12th. Lazari is a member of Trabuco’s executive team. He is the current vice-president of the bank’s insurance division, Banco Seguros. Lazari is a long-term Bradesco employee, but his insurance assignment is a little over a year old. At 54, Lazari is the right age to be the domestic and international face of the bank. His past accomplishments in terms of generating profit make him a well-rounded executive in the eyes of the Board of Directors according to The former Chairman of the Board, Lázaro de Mello Brandão likes Lazari’s banking style because it fits Bradesco’s management model. Luiz Carlos Trabuco and Lázaro de Mello Brandão are the men who privately campaigned for Lazari because Lazari knows what Trabuco wants to accomplish as Chairman of the Board.

Read more: Conselho do Bradesco escolhe Octavio de Lazari Junior para substituir Trabuco como presidente

Luiz Carlos Trabuco is the banker most Brazilians recognize because of his push to give bank customers more Internet and mobile banking services. Trabuco is also the man who put the 2015 HSBC acquisition together. Bringing Brazil’s HSBC operation into the Bradesco family made the bank a domestic banking powerhouse. The bank has more than 5,300 local branches and thousands of ATMs and service centers around the country. Trabuco is also responsible for the influx of foreign investors. The New York stock market as well as the Sao Paulo stock market like Trabuco’s management skills, and the bank’s profit margins that are making shareholders happy. Lazari has a winning track record when it comes to generating profit, so stockholders are getting two proven leaders for the price of one, according to some investors.

But it’s not going to be smooth sailing when Lazari moves into the CEO office. Bradesco has challenges to overcome in 2018 and beyond. Brazilians are using their mobile devices to shop, interact, and bank as well as to do other things, and Bradesco’s mobile banking platform needs work according to Staying ahead of the mobile banking industry is a priority for Octavio Lazari. Trabuco put the mobile banking services in place, but Lazari will have to expand services in a market that has several digital banks with IPO offerings.

Bradesco is flexible, thanks to Trabuco and the team of executives who implement the bank’s business plan. Lazari is an important part of the Trabuco team. Octavio has the support of his fellow Bradescoians as well as the support of investors, so people are expecting big things from him in 2018.


Igor Cornelsen: Making Investors Wealthy For Over 40 Years

Brazilian investment advisor Igor Cornelsen’s job is to help people make money by providing them with accurate, timely advice. And he has been a master at doing just that for over 40 years. Long before other investment gurus are able to identify good investment opportunities, Cornelsen already has his clients make money by taking advantage of them. His secret is the thorough research he does every day on the economic, political and social activities and business and technological breakthroughs taking place in countries all around the world. This enables him to anticipate what the markets are likely to do. Read more on about Igor Cornelsen

While other investment advisors base their recommendations on opinions of the so-called ‘experts’, Igor Cornelsen gathers information from unbiased sources like Reuters and uses his understanding of global banking, finance and business to ferret out the clues that lead to lucrative investment opportunities. Cornelsen’s advantage is that in addition to his degree in economics, he was a top-level executive for some of Brazil’s biggest and best banks for many years. This gives him unique insight into how political and social activity impacts the economic markets. Plus, his decades of experience help to inform his decisions.

Born in Curitiba, Brazil, Igor Cornelsen earned an economics degree from the Federal University of Parana. But he is also a man of the people and has his finger on the pulse of the Brazilian people’s economic proclivities. Cornelsen is also very familiar with the top companies in Brazil and knows which ones have the technology, staff and guidance to succeed. He has been using that knowledge to help his clients make wise investment decisions for many years. Plus, he knows exactly what to do to successfully navigate Brazil’s often confusing and Byzantine investment laws and make lucrative investments in local companies and industries.

In Brazil they say if you need to know anything about investing, ask Igor Cornelsen. And the thousands of investors he has helped to make untold riches prove that the local people are correct. Cornelsen is much more than just another investment guru. He is a man that makes his clients wealthy. More info here:


Jeff Yastine – Investment Advisor at Banyan Hill

As Editorial Director, Jeff Yastine joined Banyan Hill Publishing in 2015 and brings more than 20 years experience as an equity investor and financial journalist at the center of financial world events. He was very successful as a TV news anchor as well. Yastine has recently recommended three companies that could challenge Amazon’s commercial potential and increase investor returns in 2018.


Yastine has encouraged investors to buy Kroger Co. shares. The value of Kroger shares has been reduced by about a third in recent months; the shareholders feared that Amazon would damage the supermarket sales.

During the summer of 2017, Yastine spoke harshly about the merger between Kroger and Whole Foods. Several months afterward, he wrote about the visible effects from the deal. Outlining the small drop in pricing compared to the large impact on the actual quality of the products being sold. After describing Amazon’s weaknesses, Yastine emphasized Kroger’s strengths. It manages nearly 3,000 supermarkets in the United States. Stores expect to add automatic payment systems which will help them to achieve the low Amazon overhead.


Jeff Yastine advises investors to buy eBay shares. As one of the biggest retailers online, shoppers can easily purchase items ranging from new clothes to jewels of antiquity, silver and gold. While eBay already has the potential to outperform Amazon in some segments of the online retail market, it could become a more powerful adversary if an even larger Internet company buys it. Google could fight Amazon more successfully after buying such a major online retailer, and eBay itself could reap the rewards of being connected with such an SEO giant as Google.


Finally, Jeff Yastine recommended the purchase of shares in W.W. Grainger. Grainger distributes its products to commercial and industrial customers. Among other things, it offers safety equipment, shelves, janitorial supplies, and office products.

Despite that recent fall in stock prices, Yastine holds firm in the value he has placed upon the company. In the event that an Amazon rival steps up to bat against the powerhouse online retailer they will need a set-up like Grainger to be able to compete on a similar level.

Even if they are left to their own devices, in Jeff Yastine’s humble opinion, the three companies are more than an intelligent choice to invest in due to the the facts that they each generate significant profits, and two of the three companies offer their shareholder’s quite generous dividends.

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Liberal Arts College, the Academy of Arts University

Last year in September, the Academy of Arts School of Fashion held its 21st annual fashion show. The fashions were modeled by MFA and BFA students who come from all over the world. The fashion show is incredibly diverse, and hours upon hours were put into the impressive show. The students worked together to create a wide range of styles and collections. They ended up designing two men’s collections and five women’s collections overall. The outfits displayed a wide range of colors, patterns, fabrics, and textures, some were even inspired by landscapes and nature.


The university was founded in San Francisco in 1929, and includes arts classes in everything from painting and drawing, to film and audio production. Online classes are offered as well, allowing flexibility for students. After Elisa Stephens, granddaughter of founder Richard S. Stephens, became president, the population of the school expanded to close to 20,000 students. The location is also very urban, as all student housing is right in the heart of San Francisco. There are men’s and women’s apartments that serve as dorms near the campus, which offer a much different living set-up than most colleges.


The college is prestigious as well, earning awards from the Western Association of Schools and Colleges in 2007. The school is also an accredited institutional member of the National Association of Schools of Art and Design. And in interior architecture and design, the Bachelor of Fine Arts degree and Master of Fine Arts degree have both been recognized.


The Academy of Arts University is overall a very diverse and welcoming school. For those who are looking for a degree in arts, it is a great school. The university welcomes students from any and all backgrounds, and offers financial aid and scholarships to help students pay for an education. In a world where higher-education is very valued, this school of arts provides a modern take on college.