It’s not always a common occurrence to see high powered firms and leaders in the field of financial capital management be so generous with their funds. However, Brad Reifler, the founder of Forefront Capital, is changing the game. Instead of keeping all of their profits, the firm is donating an incredible amount of $3 million to a nonprofit organization in order to reach their charitable goals.
Brad Reifler first started his own firm in 1982 and worked there for ten years, then he started up Reifler Capital Management, being in charge of the sales desk, derivatives, foreign exchange, and brining in accounts from larger clients. Eventually, his path brought him to the CEO position of Pali Capital, where he worked for 10 years building the financial future of his clients and succeeding in many ways.
The economy in general always needs more laborers and hard workers, so it is good that they are being trained. When it comes to giving back, a capital firm like Forefront is a shining example of what can be accomplished and profited from at the same time while doing the right thing. Brad Reifler is a model that other financial experts should emulate.
Dick DeVos, the former CEO of Amway and a philanthropist, has made total contributions worth $139 million to different philanthropic activities in the lifetime. He and his wife Betsy DeVos are known as the best example of the couples serving the society in its needs. Interestingly, they have contributed almost $11.6 million to different causes in 2015 alone, whereas their political contributions for the last five years are just standing at $5.3 million. Dick’s dad and the founder of Amway Rich DeVos, is also interested in various charitable contributions and altogether the DeVos family contributed $1.33 billion in their lifetime, which is considered to be a quarter of their $5.2 billion fortune.
The DeVos family believes that it is not about what car they drive or the quality of clothes but how much they give is important. When it comes to Dick and Betsy, they give more importance to education and thus giving more to education works. They are education activists too as they believe that the current school system in the U.S. is not sufficiently making the children competent enough. To improve the quality of education, Dick and Betsy campaigned for the school of choice, charter schools, the grading system for schools, etc. “The current system is not fulfilling the American dream. Kids in the wrong zip codes are not able to access or to achieve the necessary education to follow up the American dream,” Dick said.
After education, the DeVoses give importance to arts & culture. They set up DeVos Institute of Arts Management at the University of Maryland, to support the business side of the arts organizations. “We think that high-quality management for arts is necessary to ensure its future,” Dick said. Rest of the contributions are falling under civic and community, leadership and development, Public Policy, Health & Human Services, and churches. All the contributions by DeVoses are without any strings attached, and hence it gives the freedom to spend in the most fruitful way for the foundations. This was evident when the DeVos helped the Spectrum Health Foundation to hire the best physicians to treat and research on childhood brain cancer. The move gave significant results in total recovery.
Dick started his career by joining Amway Corporation in 1974 and held various responsibilities from operations to sales. In 1984, he elevated to vice president with responsibilities for foreign operations, and during his period the international sales of the firm have grown steeply. In 1991, the family acquired the Orlando Magic Basketball franchise in NBA and Dick named as the President. After two years, he returned to Amway as the President of the firm and helped it to make a major restructure, to create an umbrella organization called Alticor Corporation. Currently, he is serving as the President of The Windquest Group, an investment management firm with focused investments in manufacturing, technology, and other sectors.
For the longest time, chapstick was what everyone reached for when they were having problems with their lips. Chapstick appeared to be the cure-all for those who were suffering from dry, chapped, or wind burnt lips. A main reason why it was so popular is because it was never challenged by any other products. Chapstick was found at practically every store. It was one of those easy to find products that was always readily available right at the checkout.
It seems that times have changed and it’s out with the old and in with the new. EOS Lip Balm is slowly taking over those shelves at Racked and other stores. That’s because it’s a brand that has revolutionized the chapstick industry. It has switched things up and offered something different than what people have been used to for the past several years. According to Fast Company, EOS has been doing great because of their marketing, https://www.facebook.com/eos/
. They’ve been a staple among a variety of celebrities and it’s not surprising to see one of them pull out their lip balm
Overall, this Lip Balm Company has really changed the lip balm game. They offer a product that works great and is full of variety. EOS has been made popular through celebrities but they’ve been able to keep up their reputation thinks to the great word of mouth advertising they get from everyday people. This lip balm is the way of the future.
Traffic congestion has been a challenge around the world for decades. However, Williamson County is taking the issue seriously by employing technology to solve the transport crisis. Transit experts have met during the Williamson County Growth Summit to discuss the different ways in, which traffic congestion can be wiped out. The focus has not been on the city alone but also the suburb communities. The summit meeting was held at Sheraton Georgetown Texas Hotel & Conference Center. The theme of the meeting was to discuss how the transport sector is changing in the age of rising technology globally and more specifically in Austin region.
In attendance was Mike Heiligestein who works as the Executive Director of Central Texas Regional Mobility and Joseph Kopser who is the founder of RideScout LLC. Other transit experts who attended the summit include Leandre Johns who is the Texas External Affairs Director at Uber Technologies and Jared Ficklin, who works as the transport-focused product designer with a company called ArgoDesign. Heiligenstein indicated that technology could change the transport sector with the emergence of applications like ridesharing and driverless cars. He also added that Austin needed more investment in terms of infrastructure due to the growing population. Ficklin emphasized that there was need to develop roads and parking garages. This is because even with the emergence of technology, still a smart road is a basic requirement.
Mike Heiligestein Changing Transport
Mike Heiligestein has been serving Williamson County for over 23 years. Today, he serves in the Central Texas Mobility Authority as the Executive Director. This is an agency created in 2002 with an aim of solving the transport crisis. The growing needs prompted the government to come up with an independent agency that would formulate solutions for the transport sector. Due to the fast growth being experienced in the region, there was need to develop reliable and long lasting solutions.
Mike has been on the team working to develop transport solutions since the agency was introduced. The first project was labeled 183A, which was based in Williamson County with an aim of transforming the toll collection to an electronic or cashless system. Previously, it launched the 290 Toll project. It is also currently working on the Express Lane. Over the years, Mike has been serving at the International Bridge, Turnpike and Tunnel Association. He is also in the Texas A&M Transport Institute as part of the advisory board. He is also engaged with other different groups to help solve the transport crisis.
A survey conducted by GoDaddy revealed that most companies in Brazil are embracing technology. Statistics indicated that of the 80 percent entrepreneurs interviewed have employed technology in the day-to-day activities of their businesses. Additionally, these entrepreneurs think that technology has had a positive effect on the economy. According to Flavio Maluf, president of Eucatex, about 42 percent of the old and the new generation agree that technology has improved the economy. He also noted that 70 percent of the respondents acknowledged that the use of websites and social media platforms is the ideal way to reach out to more clients.
About 12 percent of interviewees purpose to start using the Internet to run their businesses while 19 percent vowed to venture in e-commerce businesses. Based on Maluf’s findings, technology has evolved the process of opening, managing, and monitoring firms. This survey also revealed that 64 percent of entrepreneurs prefer to manage their enterprises. About 50 percent of generation Y and X also prefer to control their ventures. This desire to oversee their companies is because this category of entrepreneurs began using technology from an early age. On the other hand, the older generation prefers to have their online businesses managed by other people.
Flavio Maluf’s career and philanthropic endeavors
Flavio Maluf is Brazilian entrepreneur and a mechanical engineer by training. He obtained his degree in engineering from the celebrated FAAP. Maluf is the current chairperson of Eucatex Group, a company that pioneers in the marketing, installation, and production of products using eco-conscious raw materials and methods. Eucatex is a subsidiary of Chapas factory owned by the Maluf family. It exercises environmental sustainability practices.
Under Maluf’s management, Eucatex has been able to employ the latest technology in the creation of new products. This company prides itself as a profit generating franchise while conserving the environment. Maluf also manages GrandFood, a company that owns two pet food brands: Golden formula and PremierPet. He also supports charity events and donates to the healthcare sector. His most recent donation was a new imaging device to Idio Carli Hospital and Maternity. Maluf also writes informative articles that feature on globally recognized newspapers and journals.
According to Nationwide Financial Services president David Giertz, a study conducted by Nationwide Financial Retirement Institute found that most individuals who receive their social security benefits too soon regret this decision. Social security is a nuance area, and many people find it hard to understand the 2700 rules social security handbook on Finra.org.
During an interview with the Wall Street Journal, David Giertz called on financial advisors to provide relevant social security information to their clients so that they can obtain a successful retirement plan. The Nationwide Financial Retirement Institute involved over 900 respondents, US citizens over 50 years of age within a few years to retirement or already retired.
According to the study at https://www.facebook.com/public/David-Giertz, thirty-eight percent of respondents wished that they had put off the onset of their benefits. They had activated the social security benefits a little too early. According to the Nationwide Financial Services executive, only twelve percent of financial advisers discuss social security with their clients. Most of these respondents admitted that they expected their financial advisor to have a conversation about social security.
Social security constitutes about forty percent of an individual’s earnings on Nationwide in the course of their adult life. Having a financial adviser can give retirees a better retirement plan. People who don’t have financial advisers are more likely to find the income from social security benefits less and therefore need to be guided.
About David Giertz
David Giertz is the current president of Nationwide Financial Services. David Giertz has more than three decades of experience in the financial industry, specializing in the sale and distribution of bonds, life insurance, and retirement plans.
David Giertz has a bachelor’s degree in business management and administration from Millikin University as well as an MBA from the University of Miami’s business school. David Giertz is also an FINRA registered broker.
The bottled water market has been rapidly growing since the year 2000. Millions of consumers all over the U.S. have been turning to bottled water as their go to drink. With all of the bad publicity that pop and other sweetened drinks have received over the past 10 years; processed water is now becoming many consumers choice of beverage.
Ryan Emmons is a young and upcoming entrepreneur. He first entered into the bottled water market back in 2012. He is now one of the most successful bottled water producers in the world.
The thing about Emmons is that he is a very successful business person at such as young age. He is only 22 and in this industry he is truly a baby. The average age of a successful beverage CEO is about 50. So, Emmons is truly an exception to the rule. Learn more about Waiakea Water: http://www.organicauthority.com/Waiakea-Water-Redefines-Sustainable
Emmons has received a 5000 percent growth rate for his organization. He has managed to get his into many different markets located throughout the U.S. At least 30 states carry the Waiakea brand.
There are at least two separate changes occurring in the fashion sector of the economy, but both are related. However, one is having a very negative effect. This negative trend is called showrooming, and it is the result of what is being termed by affected business owners as the Amazon economy. Formerly, people came into shops or stores to test products and then make purchases. These shoppers were motivated by brand loyalty and other motivating factors, but there has been a shift in this old behavior pattern.
Now, shoppers are more motivated by shopper experience than practically any other time in business history. The disaffected store owners contend that this is because of Amazon and other aggregate shopping sites, and their outsized effect on this sector of the economy. The term showrooming was coined because of the tendency for those that shop online and on these sites in particular, to only come into stores to test products and to not make purchases. Because of this shift in traditional customer behavior, the affected companies feel that their stores have become brick and mortar showrooms for virtual companies whose clients then make the purchases through online and very often cheaper channels.
Many cite Amazon as the greatest driver of this type of behavior. So to combat Amazon’s negative effect on their businesses, many have instituted various methods of combating the negative aspects including a clever technique called reverse-showrooming. Unlike many techniques, reverse showrooming acknowledges that showrooming is a definite phenomenon. However, proponents of this method intend to utilize the behavior to their advantage. Many of the companies opting to pursue a technique of reverse showrooming are relatively new start-up companies.
Because of this insight, they intend to cater to this customer desire for an engaging customer experience both on the online and brick and mortar sectors of their companies utilizing their reverse showrooming models. One company has a unique way by which they have built a company that has experienced a 5000 percent growth spike in only the last three years. The company is called Fabletics, and it caters to active fitness and casual wear. The company does have some star power.
Its founder is venerable actress Kate Hudson, but the true star power is its model of utilizing a subscription based model of reverse showrooming. In this way, they convert 50 percent of their customers online with subscriptions, they convert another 25 percent in store. Therefore, the stores provide a customer experience to many who are already customers, and this bolsters customer and brand loyalty greatly. Additionally, they convert many of those shoppers who are simply out showrooming. It benefits Fabletics because these showroomers can make their purchases in store or online because the relatively low price for the high-end product is consistent across all points of sale.
Sam Tabar is a leading New York attorney who holds a Master’s degree in Law from Columbia Law School. His Bachelor’s Degree is in Arts from Oxford University. Tabar is the COO of FullCycle Fund, a company that was started founded in 2013 by Managing Partner Ibrahim AlHusseini. FullCycle Fund Company specializes in the management of waste through recycling of polluting oil to become more eco-friendly. The firm gets polluting fuel from municipal solid waste and converts it to a cleaner state to power communities around the world. Since its establishment, FullCycle has provided clients with the capital to install technologically advanced power generation machines that recycle waste to avoid carbon emission.
FullCycle’s activities are supported by its primary partner, Synova Company. Synova helps in the process of project identification and implementation. Through sheer innovation, the companies have designed and patented the OLGA design which is transforming the way gasification is carried out. The two companies are improving the lives of people through the provision of cleaner, more affordable fuel, while at the same time cleaning the environment.
Sam Tabar’s recent appointment as COO of FullCycle is the result of the highly successful entrepreneur’s vast experience in the financial sector. Tabar is an excellent financial strategist who has guided several large firms to consistently impressive results. In the past, he served as hedge fund manager in the Bank of America. Tabar also worked at Merrill Lynch as a Capital Strategy Manager. Before then he had worked as Deputy Manager of Marketing at Sparx Group, one of the largest independent funds in the world. As an investor, Sam Tabar has interests in firms that provide beauty and hygiene products for ladies.
Spring breakers may have just found a new place to spend their vacation. Recently, supermodel Bella Hadid and her supermodel friends, including Paulina Vega, Elsa Hosk, Hailey Baldwin, Alessandra Ambrosio and Hailey Baldwin recently became the ambassadors for the Frye Festival, which will take place spring 2017. Learn more about Fyre Festival: http://porhomme.com/2016/12/fyre-festival-bahamas/
There is also more than $1 million worth of treasure located on the island, so vacationers may go home with fine times and an experience that is truly valuable. Read more: Fyre Festival | Facebook
Hadid and her supermodel colleagues have been selected to give the rest of the world a glimpse of how appealing the Frye Festival will be. Activities during the festival include yoga on the beach, as well as snorkeling and seabobbing and water trampolines.
There are also plenty of occasions to explore various areas of the island and learn about local traditions, foods and customs.
To announce the Frye Festival to the rest of the world, the models, as well as several artists and social influencers have posted orange titles on their Instagram accounts. This gives those interested in going to the festival an idea of some of the celebrities who will be in attendance.