Nationwide President David Giertz Warns People Against Taking Social Security Early

According to Nationwide Financial Services president David Giertz, a study conducted by Nationwide Financial Retirement Institute found that most individuals who receive their social security benefits too soon regret this decision. Social security is a nuance area, and many people find it hard to understand the 2700 rules social security handbook on Finra.org.

During an interview with the Wall Street Journal, David Giertz called on financial advisors to provide relevant social security information to their clients so that they can obtain a successful retirement plan. The Nationwide Financial Retirement Institute involved over 900 respondents, US citizens over 50 years of age within a few years to retirement or already retired.

According to the study at https://www.facebook.com/public/David-Giertz, thirty-eight percent of respondents wished that they had put off the onset of their benefits. They had activated the social security benefits a little too early. According to the Nationwide Financial Services executive, only twelve percent of financial advisers discuss social security with their clients. Most of these respondents admitted that they expected their financial advisor to have a conversation about social security.

Social security constitutes about forty percent of an individual’s earnings on Nationwide in the course of their adult life. Having a financial adviser can give retirees a better retirement plan. People who don’t have financial advisers are more likely to find the income from social security benefits less and therefore need to be guided.

About David Giertz

David Giertz is the current president of Nationwide Financial Services. David Giertz has more than three decades of experience in the financial industry, specializing in the sale and distribution of bonds, life insurance, and retirement plans.

David Giertz has a bachelor’s degree in business management and administration from Millikin University as well as an MBA from the University of Miami’s business school. David Giertz is also an FINRA registered broker.

FreedomPop Has Both Great Cell Phone And Wireless Services

A lot of people in the past have been very skeptical about switching over to FreedomPop because they hadn’t heard much about the company, and maybe they have never read a FreedomPop review either. It’s always imperative to get good information about a wireless company when making the switch, so here is enough information to get anyone started if they want to get services from FreedomPop. First, FreedomPop has been in business since 2011 and currently has wireless services that covers all smartphones. The cell phone services include a free plan as well as several paid plans.

 

The free service plan will offer the user 200 minutes of talk time, unlimited text messages, and there is 500 MB of data included too. Those who want to switch to a different plan with unlimited service allotment can try the Wi-Fi service plan for only five dollars per month. With the Wi-Fi service plan, the user only pays five dollars every month to FreedomPop, and they’ll have constant access to Wi-Fi services at over 10 million different hotspots.

 

Text messages, data, and phone calls can all be made over Wi-Fi service. Another paid plan is the $10.99 wireless plan that FreedomPop has with 500 MB of data and unlimited talk and texts. The next plan up from there is the unlimited everything plan, which comes with unlimited data, minutes, and text messages. Many prefer the unlimited everything plan, especially since it just costs $19.99 each month. Those wanting wireless services that include the Internet can get portable hotspots that range in price from $40-$130, and with a refundable deposit, the hotspot will be shipped to the new customer.

 

There is also the FreedomPop Hub, which is available for home Internet service and comes with 1 GB of free data monthly if not more. Choosing a data plan is important for the home service as welcome, and since there are up to eight connections for Wi-Fi service, more data may be needed for homes that have many people wanting to connect to Wi-Fi.